Are they really Not for Profit?

While credit counselling services may be presented as not-for-profit, unbiased, consumer debt counselling services, they are also often franchises and collect a fee from your creditors for collecting your payments.

Not-for-profit credit counselling services may be receiving secret commissions or generous financial support from creditors, the Government, United Way and industry at large. Not for profit does not mean that the employees and/or operators of many of these services are not collecting salaries and growing a business.

You could actually be paying for these services, but the costs may be hidden. Ask hard questions of any service you are considering.

HERE IS WHAT SOME CREDIT COUNSELLING SERVICES WANT YOU TO BELIEVE. CAVEAT EMPTOR.

"Any one can experience debt problems. The important thing to remember is that you are not alone, you have options. Credit counselling services provides confidential consumer debt counselling services for all."

About free confidential financial counselling: remember the counselling is free, but they may be taking a commission out of each payment you make.

Arrangements with creditors through a debt management program, budget planning, alternatives to bankruptcy, credit rehabilitation...

SOMEONE HAS TO PAY FOR ALL THIS. GUESS WHO PAYS!

source, Canlaw: http://www.canlaw.com/credit/counselling.htm

For more information call us now, toll free 1-877-220-3328.